So how do the Tories propose to make life better for the working classes when they get into power?
As everyone says they will, now that Labout have stuffed it all up?
If their policies will revolve around encouraging people to stop depending on things like tax credits, get educated/trained, think big and start up their own businesses (ie getting into debt) how exactly do they propose to do that now that lots of people have negative equity in their homes, banks still aren’t lending and the recession has left a lot of people with badly damaged credit scores which will take years to repair, so the banks won’t touch them with a barge pole?
Private business doesn’t give a shit about your misfortunes. So you lost your job in the recession and nearly went bankrupt but you’d love to have a shot at starting your own business. Certainly sir, lets see what we can do for you. Oh no sorry, poor credit score, computer says no. Don’t let the door hit your ass on the way out . . .
Is the Tories’ strategy going to be based on hoping the private companies play nicely with the hoy-polloy, or are they going to actually put some of THEIR money into job creation, training and investment for those who want to rise up the ladder but would get little help from their “friendly neighbourhood” bank/building society . . .?
I’m not a communist. I’d be happy to see any real concrete attempts made to enrich and support the people of Britain. But how are the Tories going to do this without depending on the private sector, which doesn’t really give a damn if you lost your home in the recession. How are they to support people who are not attractive to the high street lenders but still want to improve their lives?
kit fang – some people can’t afford to give up work full time to go to college (especially if they have a family to support, household rent to pay etc, and private training schemes can be prohibitively expensive (£2,000 for HGV training for eg). Career Development Loans are from banks who will not loan to those will poor credit. So how is a low-paid family man who wants to improve his lot but has poor credit to move forward? Under the Tories he would just be left to rot.
“4) Radically reform welfare that’ll provide ladders of opportunity for millions of British people
Really? Very pretty words but How exactly will their “Welfare Reforms” offer “Ladders of Achievement”? All I saw on the “paper” was lots of talk of forcing people to work for their dole (ie pick up dog turds for £57 a week, wow) and expecting lone parents to work “part time” (which isn’t exactly going to make them enough to live on.)
I think this is just a front for the usual “hit the poor where it hurts” Tory tactic. I see no “opportunity” in what they are planning to do.
They don’t. The Tory Party is unashamedly the party of the ruling class and have nothing but contempt for the proletariat.
Like every other bourgeois party they pay lip service to our demands but in the final analysis they will only ever do what is best for the class they represent…the bourgeoisie!
We need a workers party that represents our interests in Parliament.
Of course, this would, at best, only act as a bulwark against the excesses of those who rule over us. The only way to achieve socialism, and ultimately communism, is through a workers revolution!
ONE SOLUTION, REVOLUTION!
If the Zigglers could sell a portion of their stock portfolio, and replace that portion with a higher yield?
The Ziggler’s have been married for 6 years. They have two children, Myra (5) and Brenden (3). The Ziggler’s have considered having more children but at the present time they would like to begin some personal projects.
Brett Ziggler has just finished his bachelor’s degree in accounting. He would like to return to school part-time to obtain a master’s degree in accounting so that he can sit for the CPA certification exam. In the meantime, he has just begun working for PricewaterhouseCoopers (PwC), as a transactions service representative making $40,000 per year. In one month Brett will begin taking advantage of the firm’s 401K plan and intends to deposit 2% of his yearly income into this account.
Aleysia Ziggler is a wedding planner and currently works for firm making $45,000 per year without benefits. Aleysia would like to open her own event planning business focusing on weddings and special occasions. Ideally Aleysia would like to work from home but she worries that the apartment the family has been renting will not provide a stable enough office for her business. Aleysia and Brett have considered purchasing a home but they do not want to spend more money on their housing costs each month. The couple already spends $1500 each month on rent and the average home in their area is $280,000 and mortgage interest rates are around 6.25%.
Brett and Aleysia decided 3 years ago to start saving for their children’s college education and weddings. The couple opened a savings account which returns 2.3% interest. They have decided to set aside $40 per month in the account. Including their opening deposit and their monthly contributions; the account now has $4000.
Brett and Aleysia have been donating 3% of their income to charities for the past 4 years. The couple feels that the donations are their way of supporting the community and worthy causes. The family also volunteers for a charity organization, 10 miles from their home, once a month to assist in teaching their children this value.
Brett and Aleysia have a small investment portfolio worth $4700 from which they receive $30 annually in the form of dividends. The couple received this portfolio as a wedding gift but has not made any changes to it.
Brett and Aleysia have a lot of decisions to make over the next few months and they would like to make the best decisions. They have asked for your help in providing them with a tax and financial planning strategy.
8.If Brett left his job to return to school and Aleysia kept her current position, how would your advice to the Zigglers change?
9.If Aleysia’s income grew to twice its current rate, how would the Ziggler’s taxes change? If this occurred, how would your advice to the Zigglers change?
10.Summarize your tax-planning strategy for the Zigglers and provide at least five tax-planning tips.
You should really be doing homework by yourself. Studying to arrive at the answers will help you in your future career far more than hoping to get it easily from this forum.
If Comprehensive Immigration Reform would raise the floor for the American worker, then why …..?
….do some people oppose it? wouldn’t it be the smartest thing to do right now?
Raising the Floor for American Workers
The Economic Benefits of Comprehensive Immigration Reform
Comprehensive immigration reform that legalizes currently unauthorized immigrants and creates flexible legal limits on future immigration in the context of full labor rights would help American workers and the U.S. economy. Unlike the current enforcement-only strategy, comprehensive reform would raise the “wage floor” for the entire U.S. economy—to the benefit of both immigrant and native-born workers.
The historical experience of legalization under the 1986 Immigration Reform and Control Act indicates that comprehensive immigration reform would raise wages, increase consumption, create jobs, and generate additional tax revenue. Even though IRCA was implemented during an economic recession characterized by high unemployment, it still helped raise wages and spurred increases in educational, home, and small-business investments by newly legalized immigrants.
Im think that the only reason that some people oppose it is because they fear of losing their jobs to immigrants. But if immigrant dont legalized themselves than the natives of this country have less competition for jobs. Lets face it, people just envy those who seek a better life by coming to this country. They are scare to compete for jobs eventhough they have a greater advantage.
which of two job offers shall I go for?
I have got two job offers and I really dont know which one to choose. The time is running up and I can no longer keep any of those companies waiting. Both companies offer more or less the same salary, while one of them is a big player in the business and the other is not. The position is Business Development Manager in Food & Beverages Industry.
Is a big player, their environment is very professional and their strategy is set and in line. I am responsible for Business Development / Market Development for Expat Customers & Companies.
The company recently had more than 25Million Dollar Investment, most people there earn premium salaries. My position is also based on sales performance so I receive a basic salary and comission.
The company was very shy in making an offer and their offer represents the minimum I suggested to them I would work for. Hence they had a Multimillion Dolalr Investment I consider it as negative since they do not seem to value me properly. But they have a very good name so the advantage is that this company already is very successful, so no matter if I do a good job there or a bad job the reputation lies on the company name, like when you work for Apple. But also I am already 35 so I am not a career starter. Not much to come anymore!
This company is not so big and does not have such a good name. The company offers me a position as Business Development manager for Expat markets. The company has not yet developed very well into this direction, also their strategy and marketing are not clearly structured. This means there are many options to do something. This company offers me the same salary as the other company, plus an Assistant. The company has been in the business for two years and is slowly but steadily developing. however, their website visitor statistics represent that they have 80% less visitors as the other company. Their environment may not yet be ready to take on Epxat companies and customers. However as said the environment is not clearly settled so there are many options for development. The company was not shy in making an offer and even open for negotiation. Hence they are a smaller company but offer more I consider thqat they value me more than the otehr company. I would earn a premum salary in comparison to other employees and people would listen to what I suggest.
The job at the company 1 is a good and stable job.
If you think you can do well, like really well at your job go for company 2. I’m saying this because if you do really well there and get good business for the company, the whole credit will go to you and then the other companies will offer you a lot lot more salary.
Would someone help me with my resume for financial analyst?
Looking to get into a business or financial analyst position to gain some related experience before I start my MBA in Finance. If you have any advice I would greatly appreciate it.
Obtain a position where I can leverage my critical thinking skills and ability to analyze information to solve problems and create better profits for the organization.
Middle Tennessee State University, Bachelors of Business Administration, June 2005
Job Title, Company April 2006-Present
__________ls is a multi-location company consisting of two separate divisions, construction equipment sales and leasing and event rentals and planning. I am involved in all aspects of business development including strategic planning, direct sales, and operations. Selected accomplishments include:
•Build sales through a variety of methods including marketing, advertising, and training for sales associates.
•Create and maintain a budget based on projected sales and expense reports.
•Worked on an acquisition project of two locations including both rental and resale inventory from Classic Party Rentals one of the largest event planners in the country.
•Develop plans to expand our client base and new product and services to better serve all our customers.
•Helped to structure the sale of 1MM commercial real estate transaction in which we saved the company from putting 25% down by purchasing the corporation and its assets and debts rather than just the property.
•Constantly working to build and maintain the close working relationship with both customers and vendors that are vital to making a business profitable.
•Work closely with President and CEO to determine long and short term goals as well as strategies to help us obtain those goals.
•Solve problems quickly and effectively as they arise whether they are customer complaints, employee relation problems, or a sudden change in delivery schedules which could cost everyone time and money.
•Developed several new policies which combined cut cost by $30,000 per year without costing the company any money to implement.
•Strive to ensure that customer service plays a key role, and maintain it to the level that we expect through a variety of methods such as customer feedback and continued training for employees.
Title, Company July 2008-Present
________________ is a real estate investment company specializing in speculation, rentals, and property management. It has traditionally been focused in residential property but has recently started venturing into small commercial properties. General responsibilities include:
•Oversee investments to ensure portfolio remains focused on our business strategy and evaluate new opportunities to confirm that it meets company cap rate requirements.
•Negotiate terms of contracts from both the buyer and seller standpoint as well as lease agreements.
•Obtain financing for new purchases from multiple lending sources such as traditional bank financing and
private money lenders.
•Perform a number of financial evaluations using Excell such as Debt Service Coverage Ratio, calculation of Capitalization Rate, Net Operating Income, and others.
•Ultimately responsible for profit and loss of all properties under management.
Title, Company June 2005-April 2006
•Inside and outside sales and rentals of various construction equipment and services.
•I sold our single account to date which allowed for a 200% growth in our materiel lift inventory, and has been 1/10 of our annual sales for the past four years.
•Listen closely to customers to determine their needs and determine how we are best able to meet those needs.
•Schedule sales meetings with potential clients to introduce them to our services.
Title, Company August 2004-May 2005
•Various functions within the company including, sales, fabrication, installation and maintenance.
•Helped owner branch into textured sign market.
HONORS AND AWARDS
•Chosen to speak in the Tennessee State House of Representatives regarding the creation of several new laws.
•Elected as Secretary for the United Athletic Organization where I worked with members of many different organizations on a variety of community projects.
•Nominated by one of my professors to attend The National Forum on Law in Washington D.C.
Reorder education so your degree is before the school name (to match the theme in experience).
Use the same tense throughout – most people choose past tense.
Spell check – excell, materiel
Perhaps add a one line Technical Skills section listing the systems you’ve worked with
I would remove pronouns like I, we, us, our. For example, the objective could start with: Obtain a position that leverages my critical thinking skills…
Starting an Asset Management Company
I want to get your opinion about how I can quit my job asap. I read the book “Rich Dad Poor Dad” long time ago and agree that the way to have freedom is to have tangible assets working for you.
I am a stock broker (Investment Advisor) in Canada and am pretty happy about my job. The problem is income would stop if I am not in my office. I want to be away from work and still make money.
I think one of the ways is to start my own Asset Management Company. This way I can generate funds that could pay me money even if I am not there to manage it.
What do you think? Do you have similar thoughts? Do you know where I can get a blue print/business plan of an Asset Management company?
I have a market neutral trading strategy that works already. The problem is I need to be a licensed portfolio manager to start an Asset Management Company in Canada. I need the securities commission to approve my trading strategy and I need initial start up fund to start it. I think I am looking at around 3 million USD for start up fund.
Sorry for not being clear. I am looking to raise 3 million for operation. I’d like to raise at least 50 million for the first fund.
Some of my friends ask me to audit my trades first. Hire an experienced management team with my own capital and then look for angel investors.
You have two issues to solve here.
First, you must acquire the appropriate license. If your company will sponsor your acquisition of the license, that will work in your favor.
The other obstacle you face is that you need to establish a client base that will trust you with $3MM in invested capital. If you try to do this while working at your current firm, with the intention of luring your clients away when you leave, you could be setting yourself up for real problems.
I would suggest that you get your license first. Then, find some other people with similar mindsets to yours, and see if you can partner together for this. If they already have enough investment capital to meet your $3MM hurdle, perhaps they can add your new fund as a family option to their portfolio. That way, you are separate, but able to manage your own fund.
Where things go from that point will depend on your ability to grow the investments and your ability to market your fund, which you could also do through others, under selling agreements.
Either way, I wish you luck!
Why are Republicans saying that Obama is anti-business and anti-capitalism?
These are outright lies.
Here are some facts:
Wall Street reform gave us a more transparent system where everyone plays by the same rules—and that’s crucial for free enterprise and efficient markets.
The President has cut taxes for small businesses 18 times, and his support for businesses and entrepreneurs helped lead to a 90 percent increase in the S&P 500 since March 2009.
The President has encouraged innovation and competitiveness by streamlining the process to get ideas from the lab to the market, funding more than 180 projects to encourage breakthrough technologies and making critical investments in groundbreaking clean-energy projects that bring together scientists and entrepreneurs from the public and private sectors.
The rescue of the American auto industry extended emergency loans to car companies and saved more than 1.4 million jobs, helping to increase the U.S. sales market share of GM, Ford, and Chrysler after two decades of decline.
Our manufacturing sector has enjoyed a resurgence since President Obama reduced import costs and increased exports for American manufacturers, who have now added manufacturing jobs for 29 straight months—including 334,000 in the past two years.
President Obama signed trade agreements with South Korea, Colombia, and Panama that will support more than 70,000 American jobs.
The President is stripping hundreds of rules and regulations that hinder free enterprise—saving businesses $10 billion over the next five years.
As part of his “insourcing” strategy, President Obama is providing tax incentives that reward companies for returning jobs to our shores and eliminating tax breaks for companies that take American jobs overseas.
How is any of that socialism?
Most republicans don’t even know what Socialism actually is. They just know that Satan created it. If he is working with Satan, he has to be against everything else. That’s socialism to them, to hate and destroy people.
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